ZIP profile

Banking access in ZIP 72131

Arkansas · Cleburne AR. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 28.3732. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index28.3732
National pressure rank#2,522 of 20,307
National percentile85.16
State pressure rank#46 of 285
State percentile83.86
Weighted banking-desert geography28.37%
Weighted potential-desert geography0.00%
Population banking-desert exposure24.54%
Population potential-desert exposure0.00%
Allocated population3,930.72
Allocated population in banking deserts964.48

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic26.0017.6067.69%LIMITED
Asian non-Hispanic18.2113.8275.90%LIMITED
Black non-Hispanic5.630.000.00%LIMITED
Residents with disabilities819.38217.0226.49%LIMITED
Hispanic73.559.6313.10%LIMITED
Older residents1,058.99182.5617.24%STANDARD
Other race non-Hispanic0.160.16100.00%LIMITED
People of color237.0765.1527.48%LIMITED
Two or more races non-Hispanic113.5223.9421.09%LIMITED
White non-Hispanic3,693.65899.3324.35%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →