ZIP profile

Banking access in ZIP 71964

Arkansas · Garland AR. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 91.8714. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index91.8714
National pressure rank#315 of 20,307
National percentile97.16
State pressure rank#6 of 285
State percentile97.89
Weighted banking-desert geography85.02%
Weighted potential-desert geography13.70%
Population banking-desert exposure92.52%
Population potential-desert exposure6.52%
Allocated population4,059.22
Allocated population in banking deserts3,755.75

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic19.9314.8574.51%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic97.4969.9671.76%LIMITED
Residents with disabilities1,046.20989.4494.57%STANDARD
Hispanic21.6020.9597.02%LIMITED
Older residents893.95837.1293.64%LIMITED
Other race non-Hispanic0.580.000.00%LIMITED
People of color184.54150.0481.30%LIMITED
Two or more races non-Hispanic44.9444.2798.52%LIMITED
White non-Hispanic3,874.673,605.7193.06%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →