ZIP profile

Banking access in ZIP 64085

Missouri · Ray MO. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 16.8842. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index16.8842
National pressure rank#3,478 of 20,307
National percentile80.41
State pressure rank#81 of 507
State percentile84.22
Weighted banking-desert geography9.34%
Weighted potential-desert geography15.08%
Population banking-desert exposure6.61%
Population potential-desert exposure18.53%
Allocated population8,504.03
Allocated population in banking deserts562.20

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic25.923.2112.40%LIMITED
Asian non-Hispanic7.426.1883.29%LIMITED
Black non-Hispanic204.970.000.00%LIMITED
Residents with disabilities1,221.5369.225.67%STANDARD
Hispanic263.560.000.00%LIMITED
Older residents1,404.88135.989.68%STANDARD
Other race non-Hispanic34.330.000.00%LIMITED
People of color723.7523.733.28%LIMITED
Two or more races non-Hispanic187.5414.347.65%LIMITED
White non-Hispanic7,780.28538.476.92%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →