ZIP profile

Banking access in ZIP 64084

Missouri · Ray MO. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.6233. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.6233
National pressure rank#229 of 20,307
National percentile97.58
State pressure rank#3 of 507
State percentile99.61
Weighted banking-desert geography91.25%
Weighted potential-desert geography8.75%
Population banking-desert exposure84.56%
Population potential-desert exposure15.44%
Allocated population1,416.78
Allocated population in banking deserts1,198.07

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic8.426.8581.32%LIMITED
Asian non-Hispanic13.4713.1797.81%LIMITED
Black non-Hispanic1.430.000.00%LIMITED
Residents with disabilities170.80147.5286.37%LIMITED
Hispanic4.950.000.00%LIMITED
Older residents332.83289.7787.06%LIMITED
Other race non-Hispanic1.560.000.00%LIMITED
People of color64.3950.5878.55%LIMITED
Two or more races non-Hispanic34.5730.5688.39%LIMITED
White non-Hispanic1,352.391,147.4984.85%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →