ZIP profile

Banking access in ZIP 59821

Montana · Lake MT. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 18.1931. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index18.1931
National pressure rank#3,349 of 20,307
National percentile81.05
State pressure rank#31 of 125
State percentile66.4
Weighted banking-desert geography17.86%
Weighted potential-desert geography0.66%
Population banking-desert exposure16.06%
Population potential-desert exposure1.03%
Allocated population2,665.11
Allocated population in banking deserts427.93

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic839.63122.0214.53%LIMITED
Asian non-Hispanic0.180.000.00%LIMITED
Black non-Hispanic1.830.8546.40%LIMITED
Residents with disabilities379.4273.0919.26%LIMITED
Hispanic167.341.480.89%LIMITED
Older residents489.89125.6225.64%LIMITED
Other race non-Hispanic22.240.000.00%LIMITED
People of color1,224.96150.2012.26%STANDARD
Two or more races non-Hispanic193.6725.8513.34%LIMITED
White non-Hispanic1,440.14277.7319.28%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →