ZIP profile

Banking access in ZIP 58041

North Dakota · Richland ND. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 4.9425. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index4.9425
National pressure rank#5,304 of 20,307
National percentile71.35
State pressure rank#19 of 80
State percentile76.25
Weighted banking-desert geography0.00%
Weighted potential-desert geography9.88%
Population banking-desert exposure0.00%
Population potential-desert exposure4.20%
Allocated population1,585.65
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic22.110.000.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic3.230.000.00%LIMITED
Residents with disabilities181.750.000.00%LIMITED
Hispanic40.980.000.00%LIMITED
Older residents359.450.000.00%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color163.380.000.00%LIMITED
Two or more races non-Hispanic97.050.000.00%LIMITED
White non-Hispanic1,422.280.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →