ZIP profile

Banking access in ZIP 56623

Minnesota · Lake of the Woods MN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 23.4834. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index23.4834
National pressure rank#2,908 of 20,307
National percentile83.25
State pressure rank#68 of 479
State percentile85.8
Weighted banking-desert geography19.72%
Weighted potential-desert geography7.53%
Population banking-desert exposure12.66%
Population potential-desert exposure11.88%
Allocated population3,015.16
Allocated population in banking deserts381.57

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic39.820.000.00%LIMITED
Asian non-Hispanic5.390.000.00%LIMITED
Black non-Hispanic2.700.000.00%LIMITED
Residents with disabilities377.6145.5012.05%LIMITED
Hispanic4.610.000.00%LIMITED
Older residents725.8999.3613.69%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color238.880.000.00%LIMITED
Two or more races non-Hispanic186.360.000.00%LIMITED
White non-Hispanic2,776.28381.5713.74%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →