ZIP profile

Banking access in ZIP 56621

Minnesota · Clearwater MN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.196. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.196
National pressure rank#7,327 of 20,307
National percentile61.15
State pressure rank#186 of 479
State percentile61.17
Weighted banking-desert geography0.20%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.18%
Population potential-desert exposure0.00%
Allocated population4,786.89
Allocated population in banking deserts8.39

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic418.463.290.79%LIMITED
Asian non-Hispanic21.650.010.06%LIMITED
Black non-Hispanic15.880.100.60%LIMITED
Residents with disabilities890.711.190.13%LIMITED
Hispanic129.760.390.30%LIMITED
Older residents993.931.430.14%LIMITED
Other race non-Hispanic0.840.1012.49%LIMITED
People of color875.334.890.56%LIMITED
Two or more races non-Hispanic288.730.990.34%LIMITED
White non-Hispanic3,911.563.500.09%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →