ZIP profile

Banking access in ZIP 56549

Minnesota · Clay MN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 13.5682. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index13.5682
National pressure rank#3,858 of 20,307
National percentile78.53
State pressure rank#96 of 479
State percentile79.96
Weighted banking-desert geography0.00%
Weighted potential-desert geography27.14%
Population banking-desert exposure0.00%
Population potential-desert exposure23.81%
Allocated population4,989.12
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic74.340.000.00%LIMITED
Asian non-Hispanic13.350.000.00%LIMITED
Black non-Hispanic22.880.000.00%LIMITED
Residents with disabilities565.470.000.00%LIMITED
Hispanic190.260.000.00%LIMITED
Older residents888.150.000.00%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color335.330.000.00%LIMITED
Two or more races non-Hispanic33.550.000.00%LIMITED
White non-Hispanic4,653.790.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →