ZIP profile

Banking access in ZIP 56514

Minnesota · Clay MN. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 43.0902. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index43.0902
National pressure rank#1,737 of 20,307
National percentile89.04
State pressure rank#35 of 479
State percentile92.69
Weighted banking-desert geography0.00%
Weighted potential-desert geography86.18%
Population banking-desert exposure0.00%
Population potential-desert exposure90.11%
Allocated population3,910.27
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic43.750.000.00%LIMITED
Asian non-Hispanic29.440.000.00%LIMITED
Black non-Hispanic23.830.000.00%LIMITED
Residents with disabilities282.860.000.00%LIMITED
Hispanic114.030.000.00%LIMITED
Older residents550.600.000.00%LIMITED
Other race non-Hispanic0.460.000.00%LIMITED
People of color258.470.000.00%LIMITED
Two or more races non-Hispanic44.120.000.00%LIMITED
White non-Hispanic3,651.790.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →