ZIP profile

Banking access in ZIP 56320

Minnesota · Stearns MN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.7235. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.7235
National pressure rank#3,725 of 20,307
National percentile79.19
State pressure rank#89 of 479
State percentile81.42
Weighted banking-desert geography14.72%
Weighted potential-desert geography0.00%
Population banking-desert exposure7.66%
Population potential-desert exposure0.00%
Allocated population9,423.46
Allocated population in banking deserts721.97

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.890.9716.45%LIMITED
Asian non-Hispanic31.590.000.00%LIMITED
Black non-Hispanic43.332.185.03%LIMITED
Residents with disabilities995.0741.194.14%LIMITED
Hispanic427.2956.4513.21%LIMITED
Older residents1,715.79114.606.68%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color533.0060.3311.32%LIMITED
Two or more races non-Hispanic24.900.732.92%LIMITED
White non-Hispanic8,890.45661.657.44%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →