ZIP profile

Banking access in ZIP 56301

Minnesota · Stearns MN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 26.5117. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index26.5117
National pressure rank#2,678 of 20,307
National percentile84.39
State pressure rank#64 of 479
State percentile86.64
Weighted banking-desert geography21.16%
Weighted potential-desert geography10.70%
Population banking-desert exposure20.91%
Population potential-desert exposure13.35%
Allocated population35,952.11
Allocated population in banking deserts7,516.89

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic67.202.744.08%LIMITED
Asian non-Hispanic1,473.1056.303.82%STANDARD
Black non-Hispanic6,307.8787.161.38%HIGH
Residents with disabilities3,339.65579.8617.36%STANDARD
Hispanic1,203.36198.1716.47%STANDARD
Older residents3,496.871,149.6232.88%STANDARD
Other race non-Hispanic136.4915.1411.09%LIMITED
People of color10,218.72451.654.42%HIGH
Two or more races non-Hispanic1,030.6992.148.94%STANDARD
White non-Hispanic25,733.407,065.2427.46%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →