ZIP profile

Banking access in ZIP 55718

Minnesota · Carlton MN. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 58.0977. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index58.0977
National pressure rank#952 of 20,307
National percentile94.01
State pressure rank#16 of 479
State percentile96.87
Weighted banking-desert geography49.53%
Weighted potential-desert geography17.13%
Population banking-desert exposure52.96%
Population potential-desert exposure14.04%
Allocated population3,265.56
Allocated population in banking deserts1,729.58

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic46.1515.8634.36%LIMITED
Asian non-Hispanic20.9310.1648.57%LIMITED
Black non-Hispanic26.589.7636.71%LIMITED
Residents with disabilities379.05209.3755.23%LIMITED
Hispanic46.9441.0687.49%LIMITED
Older residents589.14332.9956.52%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color209.01121.1657.97%LIMITED
Two or more races non-Hispanic68.4244.3264.77%LIMITED
White non-Hispanic3,056.551,608.4252.62%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →