ZIP profile

Banking access in ZIP 55614

Minnesota · Lake MN. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 14.3609. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index14.3609
National pressure rank#3,762 of 20,307
National percentile79.01
State pressure rank#90 of 479
State percentile81.21
Weighted banking-desert geography14.36%
Weighted potential-desert geography0.00%
Population banking-desert exposure13.73%
Population potential-desert exposure0.00%
Allocated population2,314.25
Allocated population in banking deserts317.71

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.781.9333.47%LIMITED
Asian non-Hispanic10.570.000.00%LIMITED
Black non-Hispanic15.871.459.14%LIMITED
Residents with disabilities333.4146.9114.07%LIMITED
Hispanic49.363.226.53%LIMITED
Older residents711.33104.7814.73%LIMITED
Other race non-Hispanic11.540.000.00%LIMITED
People of color141.2517.2512.21%LIMITED
Two or more races non-Hispanic48.1310.6422.11%LIMITED
White non-Hispanic2,173.00300.4713.83%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →