ZIP profile

Banking access in ZIP 55382

Minnesota · Stearns MN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 56.5089. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index56.5089
National pressure rank#991 of 20,307
National percentile93.81
State pressure rank#18 of 479
State percentile96.45
Weighted banking-desert geography55.89%
Weighted potential-desert geography1.23%
Population banking-desert exposure48.80%
Population potential-desert exposure1.65%
Allocated population4,459.46
Allocated population in banking deserts2,176.35

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.250.000.00%LIMITED
Asian non-Hispanic23.9010.8445.35%LIMITED
Black non-Hispanic11.450.000.00%LIMITED
Residents with disabilities380.09175.7946.25%LIMITED
Hispanic54.8221.0738.44%LIMITED
Older residents936.92533.4056.93%LIMITED
Other race non-Hispanic189.25187.2398.94%LIMITED
People of color305.60222.1572.69%LIMITED
Two or more races non-Hispanic24.943.0112.07%LIMITED
White non-Hispanic4,153.851,954.2047.05%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →