ZIP profile

Banking access in ZIP 55074

Minnesota · Chisago MN. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 71.8653. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index71.8653
National pressure rank#663 of 20,307
National percentile95.43
State pressure rank#11 of 479
State percentile97.91
Weighted banking-desert geography71.87%
Weighted potential-desert geography0.00%
Population banking-desert exposure67.34%
Population potential-desert exposure0.00%
Allocated population2,435.16
Allocated population in banking deserts1,639.72

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic26.0025.4197.72%LIMITED
Asian non-Hispanic18.043.7921.02%LIMITED
Black non-Hispanic1.901.90100.00%LIMITED
Residents with disabilities278.74214.6377.00%LIMITED
Hispanic68.6742.0961.30%LIMITED
Older residents343.41255.9774.54%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color208.76116.4255.77%LIMITED
Two or more races non-Hispanic93.7742.8545.70%LIMITED
White non-Hispanic2,226.401,523.3068.42%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →