ZIP profile

Banking access in ZIP 54856

Wisconsin · Bayfield WI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 86.9504. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index86.9504
National pressure rank#400 of 20,307
National percentile96.74
State pressure rank#7 of 506
State percentile98.62
Weighted banking-desert geography86.95%
Weighted potential-desert geography0.00%
Population banking-desert exposure91.03%
Population potential-desert exposure0.00%
Allocated population1,519.11
Allocated population in banking deserts1,382.91

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic56.0553.6695.74%LIMITED
Asian non-Hispanic9.349.1097.40%LIMITED
Black non-Hispanic2.021.8289.94%LIMITED
Residents with disabilities196.25175.8389.59%LIMITED
Hispanic21.0418.6588.63%LIMITED
Older residents316.49283.7789.66%LIMITED
Other race non-Hispanic2.272.27100.00%LIMITED
People of color129.79118.6991.45%LIMITED
Two or more races non-Hispanic39.0733.2084.97%LIMITED
White non-Hispanic1,389.311,264.2291.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →