ZIP profile

Banking access in ZIP 54738

Wisconsin · Eau Claire WI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 43.317. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index43.317
National pressure rank#1,724 of 20,307
National percentile89.1
State pressure rank#30 of 506
State percentile93.87
Weighted banking-desert geography43.32%
Weighted potential-desert geography0.00%
Population banking-desert exposure57.52%
Population potential-desert exposure0.00%
Allocated population3,429.37
Allocated population in banking deserts1,972.45

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic9.890.000.00%LIMITED
Asian non-Hispanic31.7821.4967.62%LIMITED
Black non-Hispanic19.6514.2272.35%LIMITED
Residents with disabilities443.68275.0762.00%LIMITED
Hispanic92.1230.0932.66%LIMITED
Older residents611.29332.6054.41%LIMITED
Other race non-Hispanic1.321.32100.00%LIMITED
People of color195.7495.8848.98%LIMITED
Two or more races non-Hispanic40.9828.7670.19%LIMITED
White non-Hispanic3,233.631,876.5758.03%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →