ZIP profile

Banking access in ZIP 54139

Wisconsin · Oconto WI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 88.1884. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index88.1884
National pressure rank#381 of 20,307
National percentile96.83
State pressure rank#5 of 506
State percentile99.01
Weighted banking-desert geography88.19%
Weighted potential-desert geography0.00%
Population banking-desert exposure85.78%
Population potential-desert exposure0.00%
Allocated population2,696.01
Allocated population in banking deserts2,312.58

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.872.3429.72%LIMITED
Asian non-Hispanic2.820.000.00%LIMITED
Black non-Hispanic5.424.1676.77%LIMITED
Residents with disabilities348.78293.9284.27%LIMITED
Hispanic36.6723.6764.54%LIMITED
Older residents496.32411.3182.87%LIMITED
Other race non-Hispanic0.010.000.00%LIMITED
People of color95.3963.8066.88%LIMITED
Two or more races non-Hispanic42.6033.6378.95%LIMITED
White non-Hispanic2,600.622,248.7986.47%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →