ZIP profile

Banking access in ZIP 49868

Michigan · Luce MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.2066. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.2066
National pressure rank#7,305 of 20,307
National percentile61.26
State pressure rank#284 of 742
State percentile60.65
Weighted banking-desert geography0.21%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.06%
Population potential-desert exposure0.00%
Allocated population5,024.30
Allocated population in banking deserts2.89

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic314.660.090.03%LIMITED
Asian non-Hispanic26.870.020.07%LIMITED
Black non-Hispanic480.680.050.01%LIMITED
Residents with disabilities938.940.860.09%LIMITED
Hispanic135.310.070.05%LIMITED
Older residents906.210.910.10%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color1,270.030.400.03%STANDARD
Two or more races non-Hispanic301.650.180.06%LIMITED
White non-Hispanic3,754.282.490.07%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →