ZIP profile

Banking access in ZIP 49854

Michigan · Schoolcraft MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 10.602. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index10.602
National pressure rank#4,265 of 20,307
National percentile76.5
State pressure rank#156 of 742
State percentile77.9
Weighted banking-desert geography0.00%
Weighted potential-desert geography21.20%
Population banking-desert exposure0.00%
Population potential-desert exposure17.19%
Allocated population6,310.29
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic334.110.000.00%LIMITED
Asian non-Hispanic29.710.000.00%LIMITED
Black non-Hispanic29.070.000.00%LIMITED
Residents with disabilities1,340.620.000.00%STANDARD
Hispanic71.130.000.00%LIMITED
Older residents1,732.810.000.00%STANDARD
Other race non-Hispanic1.600.000.00%LIMITED
People of color844.570.000.00%LIMITED
Two or more races non-Hispanic378.940.000.00%LIMITED
White non-Hispanic5,465.720.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →