ZIP profile

Banking access in ZIP 49766

Michigan · Alpena MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 19.2211. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index19.2211
National pressure rank#3,248 of 20,307
National percentile81.55
State pressure rank#116 of 742
State percentile83.29
Weighted banking-desert geography19.22%
Weighted potential-desert geography0.00%
Population banking-desert exposure22.15%
Population potential-desert exposure0.00%
Allocated population2,226.44
Allocated population in banking deserts493.26

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.090.000.00%LIMITED
Asian non-Hispanic10.031.1611.58%LIMITED
Black non-Hispanic11.120.585.22%LIMITED
Residents with disabilities363.2688.1124.26%LIMITED
Hispanic6.422.1833.94%LIMITED
Older residents628.30113.6618.09%LIMITED
Other race non-Hispanic10.870.444.01%LIMITED
People of color90.9318.4420.27%LIMITED
Two or more races non-Hispanic32.0714.0843.91%LIMITED
White non-Hispanic2,135.51474.8222.23%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →