ZIP profile

Banking access in ZIP 49747

Michigan · Alpena MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 45.5526. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index45.5526
National pressure rank#1,609 of 20,307
National percentile89.67
State pressure rank#48 of 742
State percentile92.45
Weighted banking-desert geography45.55%
Weighted potential-desert geography0.00%
Population banking-desert exposure60.51%
Population potential-desert exposure0.00%
Allocated population1,708.09
Allocated population in banking deserts1,033.56

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.160.1916.49%LIMITED
Asian non-Hispanic2.902.5387.39%LIMITED
Black non-Hispanic2.671.1844.25%LIMITED
Residents with disabilities291.58186.8164.07%LIMITED
Hispanic9.204.9353.61%LIMITED
Older residents565.01242.0242.83%LIMITED
Other race non-Hispanic2.310.8838.28%LIMITED
People of color62.2838.7462.20%LIMITED
Two or more races non-Hispanic44.0429.0265.89%LIMITED
White non-Hispanic1,645.81994.8360.45%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →