ZIP profile

Banking access in ZIP 49721

Michigan · Cheboygan MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0115. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0115
National pressure rank#7,732 of 20,307
National percentile58.82
State pressure rank#303 of 742
State percentile57.95
Weighted banking-desert geography0.01%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.01%
Population potential-desert exposure0.00%
Allocated population13,603.53
Allocated population in banking deserts1.02

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic217.800.000.00%LIMITED
Asian non-Hispanic63.850.000.00%LIMITED
Black non-Hispanic107.500.000.00%LIMITED
Residents with disabilities2,448.940.220.01%STANDARD
Hispanic287.240.040.01%LIMITED
Older residents3,940.830.420.01%STANDARD
Other race non-Hispanic17.000.000.00%LIMITED
People of color1,138.800.060.01%STANDARD
Two or more races non-Hispanic442.830.020.00%LIMITED
White non-Hispanic12,464.730.960.01%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →