ZIP profile

Banking access in ZIP 49707

Michigan · Alpena MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.7077. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.7077
National pressure rank#6,313 of 20,307
National percentile66.31
State pressure rank#250 of 742
State percentile65.23
Weighted banking-desert geography0.08%
Weighted potential-desert geography3.25%
Population banking-desert exposure0.09%
Population potential-desert exposure2.91%
Allocated population21,986.95
Allocated population in banking deserts20.55

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic80.270.000.00%LIMITED
Asian non-Hispanic121.000.050.04%LIMITED
Black non-Hispanic152.570.020.02%LIMITED
Residents with disabilities4,337.373.670.08%STANDARD
Hispanic386.500.090.02%LIMITED
Older residents4,992.614.740.09%STANDARD
Other race non-Hispanic52.000.020.03%LIMITED
People of color1,140.990.770.07%STANDARD
Two or more races non-Hispanic330.000.590.18%LIMITED
White non-Hispanic20,845.9619.780.09%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →