ZIP profile

Banking access in ZIP 49677

Michigan · Osceola MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 9.0744. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index9.0744
National pressure rank#4,497 of 20,307
National percentile75.36
State pressure rank#162 of 742
State percentile77.09
Weighted banking-desert geography2.99%
Weighted potential-desert geography12.17%
Population banking-desert exposure3.49%
Population potential-desert exposure10.38%
Allocated population6,352.49
Allocated population in banking deserts221.83

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic14.711.5710.69%LIMITED
Asian non-Hispanic5.551.9735.47%LIMITED
Black non-Hispanic151.804.082.69%LIMITED
Residents with disabilities1,188.5438.953.28%STANDARD
Hispanic156.793.001.91%LIMITED
Older residents1,369.1445.923.35%STANDARD
Other race non-Hispanic8.090.496.08%LIMITED
People of color421.6716.273.86%LIMITED
Two or more races non-Hispanic84.625.166.10%LIMITED
White non-Hispanic5,930.82205.563.47%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →