ZIP profile

Banking access in ZIP 49633

Michigan · Kalkaska MI. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 31.5149. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.5149
National pressure rank#2,353 of 20,307
National percentile85.99
State pressure rank#80 of 742
State percentile88.14
Weighted banking-desert geography0.00%
Weighted potential-desert geography63.03%
Population banking-desert exposure0.00%
Population potential-desert exposure55.44%
Allocated population4,213.59
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic44.720.000.00%LIMITED
Asian non-Hispanic21.520.000.00%LIMITED
Black non-Hispanic74.060.000.00%LIMITED
Residents with disabilities773.860.000.00%LIMITED
Hispanic67.070.000.00%LIMITED
Older residents755.180.000.00%LIMITED
Other race non-Hispanic0.070.000.00%LIMITED
People of color257.180.000.00%LIMITED
Two or more races non-Hispanic49.390.000.00%LIMITED
White non-Hispanic3,956.410.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →