ZIP profile

Banking access in ZIP 49457

Michigan · Muskegon MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 75.97. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index75.97
National pressure rank#591 of 20,307
National percentile95.8
State pressure rank#21 of 742
State percentile96.77
Weighted banking-desert geography75.97%
Weighted potential-desert geography0.00%
Population banking-desert exposure83.75%
Population potential-desert exposure0.00%
Allocated population10,728.25
Allocated population in banking deserts8,984.70

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic65.3258.8390.07%LIMITED
Asian non-Hispanic75.8171.6194.46%LIMITED
Black non-Hispanic109.2882.9775.92%LIMITED
Residents with disabilities1,586.361,373.1486.56%STANDARD
Hispanic361.74269.7474.57%LIMITED
Older residents1,497.421,255.2083.82%STANDARD
Other race non-Hispanic30.8430.84100.00%LIMITED
People of color1,043.14829.1679.49%STANDARD
Two or more races non-Hispanic400.16315.1778.76%LIMITED
White non-Hispanic9,685.118,155.5384.21%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →