ZIP profile

Banking access in ZIP 49455

Michigan · Oceana MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 4.6387. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index4.6387
National pressure rank#5,372 of 20,307
National percentile71.01
State pressure rank#212 of 742
State percentile70.35
Weighted banking-desert geography0.00%
Weighted potential-desert geography9.28%
Population banking-desert exposure0.00%
Population potential-desert exposure11.47%
Allocated population5,263.48
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic33.540.000.00%LIMITED
Asian non-Hispanic8.370.000.00%LIMITED
Black non-Hispanic33.690.000.00%LIMITED
Residents with disabilities754.170.000.00%LIMITED
Hispanic1,018.460.000.00%STANDARD
Older residents1,011.630.000.00%STANDARD
Other race non-Hispanic0.060.000.00%LIMITED
People of color1,156.860.000.00%STANDARD
Two or more races non-Hispanic62.750.000.00%LIMITED
White non-Hispanic4,106.620.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →