ZIP profile

Banking access in ZIP 49451

Michigan · Muskegon MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.181. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.181
National pressure rank#5,253 of 20,307
National percentile71.6
State pressure rank#206 of 742
State percentile71.16
Weighted banking-desert geography5.18%
Weighted potential-desert geography0.00%
Population banking-desert exposure5.61%
Population potential-desert exposure0.00%
Allocated population6,272.00
Allocated population in banking deserts351.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic69.691.732.49%LIMITED
Asian non-Hispanic13.681.6011.72%LIMITED
Black non-Hispanic64.070.130.20%LIMITED
Residents with disabilities749.2428.293.78%LIMITED
Hispanic268.6724.829.24%LIMITED
Older residents973.3350.295.17%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color554.0034.706.26%LIMITED
Two or more races non-Hispanic137.886.414.65%LIMITED
White non-Hispanic5,718.00317.265.55%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →