ZIP profile

Banking access in ZIP 49445

Michigan · Muskegon MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.7715. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.7715
National pressure rank#5,128 of 20,307
National percentile72.22
State pressure rank#198 of 742
State percentile72.24
Weighted banking-desert geography1.19%
Weighted potential-desert geography9.16%
Population banking-desert exposure1.89%
Population potential-desert exposure8.61%
Allocated population21,805.15
Allocated population in banking deserts412.06

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic62.371.252.00%LIMITED
Asian non-Hispanic103.924.003.85%LIMITED
Black non-Hispanic317.162.560.81%LIMITED
Residents with disabilities2,441.8254.622.24%STANDARD
Hispanic906.6114.191.56%LIMITED
Older residents4,050.8959.311.46%STANDARD
Other race non-Hispanic2.272.1393.52%LIMITED
People of color1,941.4640.622.09%STANDARD
Two or more races non-Hispanic549.1316.503.00%LIMITED
White non-Hispanic19,863.69371.441.87%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →