ZIP profile

Banking access in ZIP 49444

Michigan · Muskegon MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.4809. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.4809
National pressure rank#5,692 of 20,307
National percentile69.42
State pressure rank#215 of 742
State percentile69.95
Weighted banking-desert geography3.48%
Weighted potential-desert geography0.00%
Population banking-desert exposure3.18%
Population potential-desert exposure0.00%
Allocated population29,235.97
Allocated population in banking deserts928.45

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic246.0033.9813.81%LIMITED
Asian non-Hispanic85.255.116.00%LIMITED
Black non-Hispanic9,867.480.000.00%HIGH
Residents with disabilities4,208.20117.562.79%STANDARD
Hispanic1,171.5215.631.33%STANDARD
Older residents4,358.01290.146.66%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color12,384.0156.220.45%HIGH
Two or more races non-Hispanic1,010.581.500.15%STANDARD
White non-Hispanic16,851.96872.235.18%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →