ZIP profile

Banking access in ZIP 49441

Michigan · Muskegon MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 11.788. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index11.788
National pressure rank#4,110 of 20,307
National percentile77.28
State pressure rank#151 of 742
State percentile78.57
Weighted banking-desert geography6.87%
Weighted potential-desert geography9.83%
Population banking-desert exposure6.36%
Population potential-desert exposure2.99%
Allocated population33,950.50
Allocated population in banking deserts2,159.55

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic211.9579.0237.29%LIMITED
Asian non-Hispanic393.5711.893.02%LIMITED
Black non-Hispanic2,674.670.000.00%STANDARD
Residents with disabilities4,954.37273.445.52%STANDARD
Hispanic2,111.6436.371.72%STANDARD
Older residents6,692.62674.8610.08%HIGH
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color6,603.90130.781.98%HIGH
Two or more races non-Hispanic1,203.083.500.29%STANDARD
White non-Hispanic27,346.602,028.777.42%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →