ZIP profile

Banking access in ZIP 49435

Michigan · Ottawa MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 44.9422. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index44.9422
National pressure rank#1,636 of 20,307
National percentile89.54
State pressure rank#49 of 742
State percentile92.32
Weighted banking-desert geography44.94%
Weighted potential-desert geography0.00%
Population banking-desert exposure48.05%
Population potential-desert exposure0.00%
Allocated population3,283.13
Allocated population in banking deserts1,577.48

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.977.7697.40%LIMITED
Asian non-Hispanic8.517.1984.47%LIMITED
Black non-Hispanic5.310.5710.84%LIMITED
Residents with disabilities300.36126.7842.21%LIMITED
Hispanic120.07111.2692.66%LIMITED
Older residents519.93225.4043.35%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color197.85155.5378.61%LIMITED
Two or more races non-Hispanic55.9928.7551.35%LIMITED
White non-Hispanic3,085.281,421.9546.09%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →