ZIP profile

Banking access in ZIP 49425

Michigan · Muskegon MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 57.1322. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index57.1322
National pressure rank#977 of 20,307
National percentile93.88
State pressure rank#32 of 742
State percentile95.28
Weighted banking-desert geography51.24%
Weighted potential-desert geography11.79%
Population banking-desert exposure63.51%
Population potential-desert exposure14.52%
Allocated population3,551.24
Allocated population in banking deserts2,255.57

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic39.5830.5477.18%LIMITED
Asian non-Hispanic14.7010.1869.27%LIMITED
Black non-Hispanic52.7134.3665.19%LIMITED
Residents with disabilities678.92435.6764.17%LIMITED
Hispanic105.1647.9445.59%LIMITED
Older residents500.09296.1059.21%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color319.78179.8756.25%LIMITED
Two or more races non-Hispanic107.6456.8552.81%LIMITED
White non-Hispanic3,231.462,075.7064.23%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →