ZIP profile

Banking access in ZIP 49424

Michigan · Ottawa MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.7546. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.7546
National pressure rank#5,928 of 20,307
National percentile68.25
State pressure rank#232 of 742
State percentile67.65
Weighted banking-desert geography1.61%
Weighted potential-desert geography2.30%
Population banking-desert exposure2.25%
Population potential-desert exposure1.81%
Allocated population47,812.66
Allocated population in banking deserts1,074.37

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic74.730.851.13%LIMITED
Asian non-Hispanic2,975.3633.511.13%STANDARD
Black non-Hispanic899.6419.632.18%LIMITED
Residents with disabilities4,668.40104.232.23%STANDARD
Hispanic11,256.83187.831.67%HIGH
Older residents6,714.02108.811.62%HIGH
Other race non-Hispanic13.920.000.00%LIMITED
People of color16,165.75296.131.83%HIGH
Two or more races non-Hispanic939.2854.325.78%LIMITED
White non-Hispanic31,646.91778.232.46%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →