ZIP profile

Banking access in ZIP 49417

Michigan · Ottawa MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 21.3872. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index21.3872
National pressure rank#3,070 of 20,307
National percentile82.45
State pressure rank#110 of 742
State percentile84.1
Weighted banking-desert geography21.39%
Weighted potential-desert geography0.00%
Population banking-desert exposure16.15%
Population potential-desert exposure0.00%
Allocated population32,251.53
Allocated population in banking deserts5,209.48

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic57.8015.8527.43%LIMITED
Asian non-Hispanic247.2416.006.47%LIMITED
Black non-Hispanic72.6213.6218.76%LIMITED
Residents with disabilities3,747.05599.9616.01%STANDARD
Hispanic1,664.63456.5527.43%STANDARD
Older residents5,762.27650.8111.29%HIGH
Other race non-Hispanic95.950.000.00%LIMITED
People of color2,882.68698.3924.23%STANDARD
Two or more races non-Hispanic733.44196.3626.77%LIMITED
White non-Hispanic29,368.854,511.1015.36%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →