ZIP profile

Banking access in ZIP 49412

Michigan · Newaygo MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.8601. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.8601
National pressure rank#6,715 of 20,307
National percentile64.28
State pressure rank#268 of 742
State percentile62.8
Weighted banking-desert geography0.44%
Weighted potential-desert geography0.84%
Population banking-desert exposure0.49%
Population potential-desert exposure0.92%
Allocated population11,444.94
Allocated population in banking deserts56.17

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic23.050.763.30%LIMITED
Asian non-Hispanic51.130.250.50%LIMITED
Black non-Hispanic146.790.860.58%LIMITED
Residents with disabilities1,939.1910.850.56%STANDARD
Hispanic612.391.190.19%LIMITED
Older residents2,355.827.370.31%STANDARD
Other race non-Hispanic12.850.000.00%LIMITED
People of color1,090.524.480.41%STANDARD
Two or more races non-Hispanic244.311.420.58%LIMITED
White non-Hispanic10,354.4251.690.50%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →