ZIP profile

Banking access in ZIP 49404

Michigan · Ottawa MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 6.391. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index6.391
National pressure rank#4,993 of 20,307
National percentile72.89
State pressure rank#188 of 742
State percentile73.58
Weighted banking-desert geography6.39%
Weighted potential-desert geography0.00%
Population banking-desert exposure9.50%
Population potential-desert exposure0.00%
Allocated population8,426.24
Allocated population in banking deserts800.13

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic48.223.948.17%LIMITED
Asian non-Hispanic18.123.6520.12%LIMITED
Black non-Hispanic19.490.291.50%LIMITED
Residents with disabilities997.0964.316.45%LIMITED
Hispanic304.4056.4318.54%LIMITED
Older residents1,114.82114.3310.26%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color799.7478.899.86%LIMITED
Two or more races non-Hispanic409.5114.583.56%LIMITED
White non-Hispanic7,626.50721.249.46%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →