ZIP profile

Banking access in ZIP 49401

Michigan · Ottawa MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0369. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0369
National pressure rank#7,639 of 20,307
National percentile59.43
State pressure rank#296 of 742
State percentile59.03
Weighted banking-desert geography0.04%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.02%
Population potential-desert exposure0.00%
Allocated population27,892.70
Allocated population in banking deserts4.44

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic22.050.050.24%LIMITED
Asian non-Hispanic508.640.000.00%LIMITED
Black non-Hispanic666.460.030.00%LIMITED
Residents with disabilities2,099.630.530.03%STANDARD
Hispanic1,175.460.320.03%STANDARD
Older residents1,490.670.480.03%STANDARD
Other race non-Hispanic17.940.000.00%LIMITED
People of color3,360.690.430.01%STANDARD
Two or more races non-Hispanic943.130.020.00%LIMITED
White non-Hispanic24,532.014.020.02%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →