ZIP profile

Banking access in ZIP 49309

Michigan · Newaygo MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 97.9174. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index97.9174
National pressure rank#147 of 20,307
National percentile97.99
State pressure rank#6 of 742
State percentile98.79
Weighted banking-desert geography95.83%
Weighted potential-desert geography4.17%
Population banking-desert exposure96.57%
Population potential-desert exposure3.43%
Allocated population2,396.73
Allocated population in banking deserts2,314.60

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic18.1316.4290.53%LIMITED
Asian non-Hispanic20.6520.5299.35%LIMITED
Black non-Hispanic53.1242.5880.15%LIMITED
Residents with disabilities426.61406.3895.26%LIMITED
Hispanic32.7031.2995.70%LIMITED
Older residents502.92479.1395.27%LIMITED
Other race non-Hispanic5.175.1399.14%LIMITED
People of color185.65169.8091.46%LIMITED
Two or more races non-Hispanic55.8753.8696.41%LIMITED
White non-Hispanic2,211.082,144.8097.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →