ZIP profile

Banking access in ZIP 49304

Michigan · Lake MI. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 45.6146. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index45.6146
National pressure rank#1,600 of 20,307
National percentile89.71
State pressure rank#47 of 742
State percentile92.59
Weighted banking-desert geography0.02%
Weighted potential-desert geography91.19%
Population banking-desert exposure0.03%
Population potential-desert exposure92.63%
Allocated population4,684.19
Allocated population in banking deserts1.40

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic42.390.010.02%LIMITED
Asian non-Hispanic13.760.010.09%LIMITED
Black non-Hispanic584.870.030.00%LIMITED
Residents with disabilities1,305.860.240.02%STANDARD
Hispanic152.140.020.01%LIMITED
Older residents1,357.670.290.02%STANDARD
Other race non-Hispanic7.280.000.04%LIMITED
People of color1,017.180.100.01%STANDARD
Two or more races non-Hispanic216.620.030.01%LIMITED
White non-Hispanic3,667.011.290.04%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →