ZIP profile

Banking access in ZIP 49264

Michigan · Ingham MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 85.8475. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index85.8475
National pressure rank#418 of 20,307
National percentile96.65
State pressure rank#16 of 742
State percentile97.44
Weighted banking-desert geography77.16%
Weighted potential-desert geography17.38%
Population banking-desert exposure70.40%
Population potential-desert exposure23.20%
Allocated population2,043.45
Allocated population in banking deserts1,438.58

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.061.3343.47%LIMITED
Asian non-Hispanic4.750.000.00%LIMITED
Black non-Hispanic19.4410.2052.46%LIMITED
Residents with disabilities286.95202.2970.50%LIMITED
Hispanic89.3675.8384.86%LIMITED
Older residents288.91198.6768.77%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color144.81103.3371.35%LIMITED
Two or more races non-Hispanic28.2015.9656.61%LIMITED
White non-Hispanic1,898.641,335.2570.33%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →