ZIP profile

Banking access in ZIP 49128

Michigan · Berrien MI. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 30.864. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index30.864
National pressure rank#2,384 of 20,307
National percentile85.84
State pressure rank#83 of 742
State percentile87.74
Weighted banking-desert geography1.41%
Weighted potential-desert geography58.91%
Population banking-desert exposure0.98%
Population potential-desert exposure68.72%
Allocated population3,446.54
Allocated population in banking deserts33.71

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic22.750.070.31%LIMITED
Asian non-Hispanic6.350.142.23%LIMITED
Black non-Hispanic13.760.261.89%LIMITED
Residents with disabilities541.504.820.89%LIMITED
Hispanic297.010.330.11%LIMITED
Older residents715.247.871.10%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color484.742.310.48%LIMITED
Two or more races non-Hispanic144.871.511.04%LIMITED
White non-Hispanic2,961.8031.391.06%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →