ZIP profile

Banking access in ZIP 49098

Michigan · Berrien MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 16.8082. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index16.8082
National pressure rank#3,486 of 20,307
National percentile80.38
State pressure rank#125 of 742
State percentile82.08
Weighted banking-desert geography16.81%
Weighted potential-desert geography0.00%
Population banking-desert exposure10.11%
Population potential-desert exposure0.00%
Allocated population6,153.40
Allocated population in banking deserts622.26

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic20.351.778.71%LIMITED
Asian non-Hispanic32.270.441.37%LIMITED
Black non-Hispanic332.1021.926.60%LIMITED
Residents with disabilities935.0181.938.76%LIMITED
Hispanic562.0043.857.80%LIMITED
Older residents1,323.78135.9710.27%STANDARD
Other race non-Hispanic6.170.6610.77%LIMITED
People of color1,235.57100.098.10%STANDARD
Two or more races non-Hispanic282.6731.4511.12%LIMITED
White non-Hispanic4,917.84522.1710.62%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →