ZIP profile

Banking access in ZIP 49093

Michigan · St. Joseph MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.8502. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.8502
National pressure rank#6,242 of 20,307
National percentile66.67
State pressure rank#245 of 742
State percentile65.9
Weighted banking-desert geography0.00%
Weighted potential-desert geography3.70%
Population banking-desert exposure0.00%
Population potential-desert exposure2.72%
Allocated population19,126.32
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.940.000.00%LIMITED
Asian non-Hispanic235.370.000.00%LIMITED
Black non-Hispanic900.150.000.00%LIMITED
Residents with disabilities3,406.210.000.00%STANDARD
Hispanic1,006.830.000.00%STANDARD
Older residents3,449.920.000.00%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color2,995.040.000.00%STANDARD
Two or more races non-Hispanic844.750.000.00%LIMITED
White non-Hispanic16,131.280.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →