ZIP profile

Banking access in ZIP 49038

Michigan · Berrien MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.3709. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.3709
National pressure rank#5,716 of 20,307
National percentile69.3
State pressure rank#217 of 742
State percentile69.68
Weighted banking-desert geography3.37%
Weighted potential-desert geography0.00%
Population banking-desert exposure2.95%
Population potential-desert exposure0.00%
Allocated population9,242.39
Allocated population in banking deserts272.92

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.850.7891.04%LIMITED
Asian non-Hispanic31.320.190.62%LIMITED
Black non-Hispanic284.939.623.37%LIMITED
Residents with disabilities1,739.8835.942.07%STANDARD
Hispanic400.8819.234.80%LIMITED
Older residents2,093.8459.632.85%STANDARD
Other race non-Hispanic659.910.290.04%LIMITED
People of color1,735.0643.902.53%STANDARD
Two or more races non-Hispanic356.5313.793.87%LIMITED
White non-Hispanic7,507.33229.023.05%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →