ZIP profile

Banking access in ZIP 48884

Michigan · Montcalm MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 34.6711. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index34.6711
National pressure rank#2,178 of 20,307
National percentile86.86
State pressure rank#71 of 742
State percentile89.35
Weighted banking-desert geography19.47%
Weighted potential-desert geography30.41%
Population banking-desert exposure11.93%
Population potential-desert exposure31.87%
Allocated population4,652.09
Allocated population in banking deserts554.90

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic8.990.364.04%LIMITED
Asian non-Hispanic18.013.4519.14%LIMITED
Black non-Hispanic235.980.000.00%LIMITED
Residents with disabilities789.15108.7313.78%LIMITED
Hispanic197.5714.527.35%LIMITED
Older residents795.73106.3713.37%LIMITED
Other race non-Hispanic10.460.000.00%LIMITED
People of color589.0226.864.56%LIMITED
Two or more races non-Hispanic117.467.996.80%LIMITED
White non-Hispanic4,063.07528.0313.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →