ZIP profile

Banking access in ZIP 48865

Michigan · Ionia MI. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 18.8953. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index18.8953
National pressure rank#3,286 of 20,307
National percentile81.37
State pressure rank#120 of 742
State percentile82.75
Weighted banking-desert geography18.90%
Weighted potential-desert geography0.00%
Population banking-desert exposure15.68%
Population potential-desert exposure0.00%
Allocated population1,891.36
Allocated population in banking deserts296.55

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.260.7414.02%LIMITED
Asian non-Hispanic4.283.3778.85%LIMITED
Black non-Hispanic6.341.3721.59%LIMITED
Residents with disabilities268.2549.8518.58%LIMITED
Hispanic107.6020.3318.90%LIMITED
Older residents270.3751.5119.05%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color134.1030.5522.78%LIMITED
Two or more races non-Hispanic10.624.7444.64%LIMITED
White non-Hispanic1,757.26266.0015.14%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →