ZIP profile

Banking access in ZIP 48851

Michigan · Ionia MI. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 63.9564. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index63.9564
National pressure rank#807 of 20,307
National percentile94.73
State pressure rank#28 of 742
State percentile95.82
Weighted banking-desert geography63.96%
Weighted potential-desert geography0.00%
Population banking-desert exposure55.29%
Population potential-desert exposure0.00%
Allocated population2,203.35
Allocated population in banking deserts1,218.22

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.941.94100.00%LIMITED
Asian non-Hispanic3.291.6149.01%LIMITED
Black non-Hispanic45.139.6821.46%LIMITED
Residents with disabilities303.43187.2261.70%LIMITED
Hispanic63.3125.5040.28%LIMITED
Older residents350.21183.0252.26%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color202.4993.9346.39%LIMITED
Two or more races non-Hispanic88.2955.2062.52%LIMITED
White non-Hispanic2,000.861,124.2856.19%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →